Member Benefit – Bicycle Insurance (optional)

Bicycle Insurance   

Coverage for bicycles is available, which includes all perils for physical damage, theft of your bicycle, crashing your bicycle (even while racing) and accidental damage, up to values of $25,000! 

Coverage Benefits 

  • Territorial Limit Canada and the USA 
  • Bikes at home, events and in a transition area at a race / event are not excluded 
  • purchase price up to 2 years (“new for old”) 
  • includes theft, vandalism, crash, and storm damage 
  • No exclusion on loaning to a family member 

Read more about why this coverage is important (Here) 


Sample Premiums:

$2,500 bike value or less is $100 a year / Competition coverage endorsement is $200 a year
$5,000 bike value is $200 a year / Competition coverage endorsement is $400 a year
$10,000 bike value is $400 a year / Competition coverage endorsement is $800 a year

You must provide proof of MCA membership in order to obtain coverage.