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All affiliated clubs must participate in the CC/MCA insurance program. This program is paid for by each individual through a portion of the MCA Affiliate Club Membership as well as individual membership. You must meet the following conditions for the insurance policy to defend you in case of a loss:
For 2021, Cycling Manitoba has partnered with Arthur J. Gallagher Canada Limited. Gallagher is the 4th largest insurance brokerage in the world, with offices around the globe. In Canada, they have a specialized Sport and Recreation department headed up by Brent Brandham, VP. Brent works with over 40 PSOs and NSOs across the country as well as sits on the board of Skate Ontario, and he is excited to work with cycling provinces across Canada as our new broker.
Members are covered whilst participating in MCA sanctioned activities:
Personal Accident Extension Program: Cover whilst practising and training in non-sanctioned activities. $20.00 per participant per annum in addition to an annual general membership or race license
One of the optional benefits that Gallagher has arranged for Cycling clubs in Manitoba is the ability to get affordable Director’s & Officers (D&O) Liability coverage for your Club Board.
Why is this important?
Being a Director of a Cycling Club is a prestigious position, but with that prestige comes responsibility. The board is responsible for the financial well-being of the Club, and as such, have a duty to the stakeholders to be accountable for their actions. D&O coverage protects not only the Club, but also the individual board members from liability arising out of their actions as a part of their duties. With our preferred rates, this coverage is a worthwhile investment in the financial security of the Club.
Coverage for bicycles is now available, which includes all perils for physical damage, theft of your bicycle, crashing your bicycle (even while racing) and accidental damage, up to values of $25,000!
Cyclists, pedestrians and motorists must learn to coexist on the road together. For everyone’s safety, the cyclists’ responsibility code offers 10 tenets to help prepare cyclists and bike riders to avoid crashes, share the road, stay safe and have fun.
Know the code – Be safety conscious. It is your responsibility to stay safe and keep others safe around you.